Turning an authorization hold into a charge, so the reserved amount moves from the cardholder to the merchant. A charge made without a separate hold is authorized and captured in one step.
See also: Authorization hold, Direct payments, Payout
Capture
Turning an authorization hold into a charge, so the reserved amount moves from the cardholder to the merchant. A charge made without a separate hold is authorized and captured in one step.
Nov 8, 2026
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Payment agreement
The agreement a business e-signs before it takes money through the platform. It states the platform fee rates that apply to its sales, alongside Stripe's own processing fee.
Direct payments
Money from paid bookings, storefront orders, memberships and tickets charged on the business's own connected Stripe account and paid out to its bank. It opens once the business connects Stripe and signs the payment agreement.
Embedded checkout
A payment form shown inside the business's storefront page, so a party pays without being sent to another site. Amounts are worked out on the server and never taken from the browser.
Wallet payments
Paying with Apple Pay or Google Pay instead of typing card details. The embedded checkout accepts wallets alongside cards once the business has connected Stripe.
Authorization hold
A card-industry step in which the card issuer reserves an amount on a cardholder's card without moving it. The reserved amount is later captured as a charge or released, and lapses after a period set by the card network.